Small Business Funding for Auto Repair Shops - Fast, Easy and Convenient $2,000 - $350,000

  • High Approval Rates
  • Bad Credit OK
  • No Credit Card Processing Required
  • 3 - 24 Month Terms*
  • Flexible Payments
  • Cash In As Little As 3 Days
*SBA programs with longer terms available for qualified applicants

How It Works

Complete a safe and simple online form.

Speak to our account executive to identify the best program for your business needs.

Our underwriting team reviews your information and matches you with a funding solution.

Get funded and start growing your business!


Our goal is to help small and mid-sized auto repair shop owners by providing them with a simple and convenient alternative to a traditional bank loan. We aim to help you keep your business going and growing.

Funding Size $2,000 - $350,000+
Funding Terms 3 to 24 months*
Payment Automatic daily debits from your business bank account / merchant account
Collateral No personal collateral required. Pledge of only business assets
Timing Your quote will arrive as fast as 24 business hours and money in your account as fast as 3 business days.
Eligible Business Oil companies and over 200 other business types from accountants to doctors to construction, retail and manufacturing
Use of Funds Can be used for most business purposes
* SBA programs with longer terms available for qualified applicants
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Business Financing For Auto Repair Shops

Auto repair shops have always been a good business as most Americans live in an automotive commuter society and the need for automotive repair at some time or another is simply inevitable. The increasing complexity of modern automobiles has contributed to a rise in the number of auto repair shops across the country as it is no longer a simple task to work on a personal vehicle in the back yard. As the need for quality auto repair continues to grow, automotive shop owners are finding the need to grow their businesses to match this increasing demand and sometimes finding the extra cash to do so can be a challenge for small shops.

Traditional banks can be hesitant to offer business funding for auto repair shops, especially if the shop is a one or two mechanic shop or has not been in business for several years. High costs for trained technicians, increased property costs and specialized equipment along with rising insurance expenses can make the high expenses of an automotive repair shop a challenge for most banks to fund. Fortunately though, offers an alternative financing source for your auto repair business and instead of looking at the expense ratio and/or the credit score of the business owner, we look at the business itself and are able to offer quick funding based on the ability of the company operations to generate the cash needed to repay the financed amount. Amounts from $2,000 up to $350,000 are available with this kind of financing.

Requirements for Auto Repair Shop Financing:

  • The business may be either a sole proprietor or a multi-mechanic shop.
  • The money may be used for just about any needs including those related to shop space, equipment purchase and even marketing.
  • The business should be established and operating for at least 1 year. ( does not fund startup businesses)
  • Company cash flow from general operations should be verifiable with bank statements or other appropriate documentation.

The process is very quick and easy. Start by completing the short form at the top of this page and you will then be contacted by one of our funding specialists to complete the full submission form without the need for excessive paperwork. The documentation requirements are minimal and the entire process is significantly easier than most traditional bank lending. The timeline can typically be measured in days rather than the weeks or months it can take with conventional funders.

At we specialize in many types of small business financing and are happy to include small business funding for auto repair shops in our portfolio of successful and satisfied clients. Please start your request now by completing the form at the top of the page.